Services

Insurance

Life Insurance

As individuals it is inherent to differ. Each individual's insurance needs and requirements are different from that of the others. LIC's Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.

Mediclaim

Mediclaim Insurance with Cashless Hospitalization: Don't let medical expenses become a burden on your wallet. Mediclaim insurance is a hospitalization benefit that is offered by both public and private sector general sector.

Vehical Insurance

We takes care of any damage your vehicle might suffer. This plan, which is in its first year of operations; covers everything, including third party expenses. So now when you drive, rest assured; we take just as much care of your car as we do of you.

Home Insurance

By investing in a good home insurance policy, you can protect your home from threats. Situations like burglary, fire, earthquake or destruction of house. Don’t wait for a calamity to remind you the need of buying a home insurance, opt for it beforehand!

Workmen Compensation

The Workmen's Compensation Insurance Policy provides for legal liability coverage for compensation to your employees for bodily injury or death caused due to accidents / occupation diseases arising out of and in course of employment.

Shop Insurance

Shopkeeper's insurance is a comprehensive policy which covers all the probable risks and perils faced by small to medium sized shop owners. It provides protection for the property and the interests of the Insured in the business venture.

Fixed Deposit

Fixed deposits (FD) are a popular and sought after financial scheme among investors who are looking for safe, secure and guaranteed returns on their investment, even if the interest rates are not very high. Bank fixed deposits have always been one among the most preferred savings methods through which one can gain a certain fixed percentage of interest without taking any financial risks. Not just this, fixed deposits also come with a host of other benefits such a high liquidity value, which allows the investor to prematurely withdraw his/her fixed deposit at any point in time, avail a loan on the FD, etc. FDs have also been a favorite option among senior citizens, who are generally eligible for a higher rate of interest.

Mutual Fund

The objective of Benchmark Mutual Fund is to provide low cost innovative products that enhance returns at acceptable levels of risk. To attain this objective Benchmark Mutual Fund plan to employ "Quantitative Techniques" to investing. Quantitative Techniques captures the massive amounts of financial information, analyzing and transforming it to develop disciplined and rigorous models to investing.
Mutual Fund Companies pay commissions to your bank, broker, or distributor every single year. This payment comes out of your savings, even though you never write a cheque for it.

Loans

Home Loan

Home loan or housing loan is one of the most popular products offered by banks and NBFCs to customers. Home loan is also the largest selling banking product and the one that ensures the longest banking relationship with the lender. Owning a home of your own is generally an obvious as well as a major decision in a person’s life. However, the cost of construction or purchase of property is quite high and this is where home loans play a major, almost indispensable role for majority of home buyers. Home or housing loans are advances made to borrowers who require funds to purchase houses/flats/land. They can also be availed of for construction, extension and renovation of houses. Lenders can be banking or non-banking financial institutions.

Mortgage Loan

A Loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property's market value, usually around 40 per cent to 60 per cent. One must always keep a fact in mind when we talk about loan against property (LAP) that this loan is a secured loan. Banks like to make loans against collateral that not only has value, but can be easily converted into cash for them. Therefore the bank never hesitates in offering a good loan amount against the property being used as collateral. Availing a loan against property (LAP) has become quite easy these days. However, as an applicant for LAP, you must be aware of certain criteria to make sure the entire loan procedure happens smoothly.

LIC Credit Cards

A LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.
A LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get rewarded with an exceptional loyalty program.