MSMEs Loan

Insurance Description

MSMEs Loan

What is MSMEs?

We have listened this word number of time, MSMEs that stands for Micro, Small and Medium Enterprises. Government puts special  emphasis on development and growth of this sector. Generally, MSMEs includes that enterprise which operates with limited production capacity and  works on small scale.

What are the basic Criteria for MSMEs determination:-

Earlier there is distinguish between service sector and manufacturing sector for MSMEs but now there is no such differentiation now only Investment in plant-machinery-equipment & annual turnover will be considered for determination of micro, small and medium enterprise. you can see this bifurcation in below chart:-

MSME Classifacation


Classification Micro Small Medium
Manufacturing And Services Investment<Rs.1cr.   Turnover<Rs.5cr.   Investment<Rs.10cr.   Turnover<Rs.50cr.   Investment<Rs.20cr.   Turnover<Rs.100cr.

From the above table you can easily check your category i.e. you are micro, small or medium enterprise.


Since MSMEs work on very small scale, it requires liquidity for their regular business activity and also government takes various initiatives for growth and development of this sectors by way of providing credit facility at a very nominal rate of interest.

We are here to assist you to avail this facility. You are requested to contact us for any clarification to avail this loan.